Household insurance
Around a quarter of UK households are not protected by any form of household insurance. That is despite the fact that over 1 in 3 of us will get burgled at some point in our lives. Not to mention the damage that fire, storms, flooding and other catastrophes can cause. Around six million households are throwing themselves open to severe financial loss in the event of burglary or some other nasty occurrence. Household insurance provides varying levels of cover against such unhappy events.

There are two basic types of household insurance that it is advisable to take out to protect your home.

Buildings insurance
This protects the basic structure of your home, such as the walls, roof and foundations.

Contents insurance
This protects your belongings and possessions that are not part of the fabric of your house.

Many people get their buildings insurance in with their mortgage and usually have an option to get contents insurance as well. Oddly enough, when the two are purchased together, you end up with one policy called…buildings and contents insurance.

Read through the sections listed at the top of the page and you should then be well-equipped to go out and find good value household insurance that covers you for everything you need it to.